Alicia Charity | Investor Relations |
Jim Cracchiolo | Chairman and Chief Executive Officer |
Walter Berman | Chief Financial Officer |
Erik Bass | Autonomous Research |
Humphrey Lee | Dowling & Partners |
John Nadel | UBS |
Andrew Kligerman | Credit Suisse |
John Barnett | Sandler O'Neill |
Ryan Krueger | KBW |
Alex Blaustein | Goldman Sachs |
Suneet Kamath | Citi |
Welcome to the Second Quarter 2019 Earnings Call. My name is Sylvia, and I’ll be your operator for today’s call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions] Please note that this conference is being recorded.