Daniel Schrider | President and CEO |
Phil Mantua | CFO |
Ron Kuykendall | General Counsel |
Austin Nicholas | Stephens |
Catherine Mealor | KBW |
Steven Comery | G. Research |
Good afternoon and welcome to the Sandy Spring Bancorp, Inc. Earnings Conference Call and Webcast for Second Quarter 2019. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note that this event is being recorded.