Daniel Schrider | President and Chief Executive Officer |
Aaron Kaslow | General Counsel |
Phil Mantua | Chief Financial Officer |
Casey Whitman | Piper Sandler |
Brody Preston | Stephens Inc. |
Catherine Mealor | Keefe, Bruyette, & Woods |
Erik Zwick | Boenning and Scattergood |
00:05 Hello and welcome to the Sandy Spring Bancorp, Incorporated Earnings Conference Call and Webcast for the Fourth Quarter of 2021. My name is Lauren and I'll be coordinating your call today. [Operator Instructions] 00:26 I will now hand you over to your host, Daniel J. Schrider, President and CEO to begin. Daniel, please go ahead.