Daniel Schrider | executive |
Aaron Kaslow | executive |
Catherine Mealor | analyst |
Charlie Cullum | executive |
Casey Whitman | analyst |
Russell Elliott Gunther | analyst |
Manuel Navas | analyst |
Daniel Cardenas | analyst |
Good afternoon, ladies and gentlemen. Thank you for joining today's Sandy Spring Bancorp Earnings Conference Call. My name is Tia, and I will be your moderator for today's call. [Operator Instructions]
I will now pass the call over to Daniel J.