Kinner Lakhani | Head, IR and Head, Group Strategy & Development |
Thomas Gottstein | CEO |
David Mathers | CFO |
Magdalena Stoklosa | Morgan Stanley |
Jeremy Sigee | BNP Paribas Exane |
Stefan Stalmann | Autonomous Research |
Andrew Coombs | Citigroup |
Kian Abouhossein | JPMorgan Chase & Co. |
Benjamin Goy | Deutsche Bank |
Daniele Brupbacher | UBS |
Andrew Lim | Societe Generale |
Adam Terelak | Mediobanca |
Anke Reingen | RBC Capital Markets |
Piers Brown | HSBC |
Amit Goel | Barclays Bank |
Good morning. This is the conference operator. Welcome, and thank you for joining Credit Suisse Fourth Quarter and Full Year 2021 Results Conference Call for Analysts and Investors. [Operator Instructions]. I will now turn the conference over to Kinner Lakhani, Head of Investor Relations, and Group Strategy and Development.