Susan Kendall | Head, Investor Relations |
Mike Corbat | Chief Executive Officer |
John Gerspach | Chief Financial Officer |
Glenn Schorr | Evercore |
John McDonald | Bernstein |
Jim Mitchell | Buckingham Research |
Matt O’Connor | Deutsche Bank |
Mike Mayo | Wells Fargo |
Betsy Graseck | Morgan Stanley |
Ken Usdin | Jefferies |
Gerard Cassidy | RBC |
Erika Najarian | Bank of America |
Saul Martinez | UBS |
Chris Kotowski | Oppenheimer and Company |
Brian Kleinhanzl | KBW |
Hello. And welcome to Citi’s Second Quarter 2018 Earnings Review with Chief Executive Officer, Mike Corbat; and Chief Financial Officer, John Gerspach. Today’s call will be hosted by Susan Kendall, Head of Citi Investor Relations. We ask that you please hold all questions until the completion of the formal remarks. At which time, you will be given instructions for the question-and-answer session.