|Emily Tadano||VP, IR|
|Steven Hilton||Chairman and CEO|
|Phillippe Lord||EVP and COO|
|Hilla Sferruzza||EVP and CFO|
|Alan Ratner||Zelman & Associates|
|Truman Patterson||Wells Fargo|
|John Lovallo||Bank of America|
|Stephen Kim||Evercore ISI|
|Alex Barron||Housing Research Center|
|Susan Maklari||Goldman Sachs|
Good day everyone and thank you for standing by. Welcome to the Meritage Homes Third Quarter 2020 Analysts Call. Today's conference is being recorded. At this time, I'd like to turn the conference over to Emily Tadano, please go ahead, ma'am.
Thank you, Hana.