Emily Tadano | Vice President-Investor Relations |
Steve Hilton | Executive Chairman |
Phillippe Lord | Chief Executive Officer |
Hilla Sferruzza | Executive Vice President and Chief Financial Officer |
Ivy Zelman | Zelman & Associates |
John Lovallo | Bank of America |
Stephen Kim | Evercore ISI |
Carl Reichardt | BTIG |
Adam Baumgarten | Credit Suisse |
Elad Hillman | JPMorgan |
Charles Perron | Goldman Sachs |
Jade Rahmani | KBW |
Welcome to Meritage Homes Fourth Quarter 2020 Analyst Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Emily Tadano, Vice President of Investor Relations.