Aaron Jacoby | VP, Corporate Development |
Tom Brown | SVP and CFO |
Craig Kliethermes | President and COO |
Jon Michael | Chairman and CEO |
Arash Soleimani | KBW |
Randy Binner | B. Riley FBR, Inc. |
Jeff Schmidt | William Blair & Company |
Mark Dwelle | RBC Capital Markets |
Jamie Inglis | Philo Smith & Co. |
Good morning and welcome, ladies and gentlemen, to the RLI Corporation fourth-quarter earnings teleconference. At this time, I would like to inform you that this conference is being recorded, and that all participants are in a listen-only mode. [Operator Instructions].
Before we get started, let me remind everyone that through the course of the teleconference, RLI management may make comments that reflect their intentions, beliefs, and expectations for the future.
As always, these forward-looking statements are subject to certain risk factors which could cause actual results to differ materially.