Deborah Pawlowski | Investor Relations |
David Nasca | President and Chief Executive Officer |
John Connerton | Chief Financial Officer |
Joe Fenech | Hovde Group |
Greetings, and welcome to the Evans Bancorp First Quarter Fiscal Year 2020 Financial Results. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.
I would now like to turn the conference over to Deborah Pawlowski, Investor Relations for Evans Bancorp.