David Nasca | executive |
John Connerton | executive |
Nicholas Cucharale | analyst |
Alexander Roberts Twerdahl | analyst |
Christopher O'Connell | analyst |
Greetings and welcome to Evans Bancorp Third Quarter Fiscal Year 2023 Financial Results. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce Deborah Pawlowski, Investor Relations for Evans Bancorp. Thank you.
You may begin.
Thank you, Doug, and good afternoon, everyone.