|Brad Nordholm||President, Chief Executive Officer|
|Steve Mullery||Executive Vice President, General Counsel|
|Zack Carpenter||Executive Vice President, Chief Business Officer|
|Aparna Ramesh||Executive Vice President, Chief Financial Officer|
|Jackson Takach||Chief Economist|
Good day and welcome to the Farmer Mac Fourth Quarter 2019 Investor Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Brad Nordholm, CEO. Please go ahead.