Heather Wietzel | VP-IR |
Marita Zuraitis | President and CEO |
Bret Conklin | EVP and CFO |
Bill Caldwell | EVP, Property and Casualty |
Bret Benham | EVP, Life and Retirement |
Christopher Campbell | KBW |
Gary Ransom | Dowling and Partners |
Matt Carletti | JMP Securities |
Robert Glasspiegel | Janney |
Greetings and welcome to the Horace Mann Second Quarter Earning Call. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Heather Wietzel, Vice President of Investor Relations. Thank you.
You may begin.