Heather Wietzel | VP, IR |
Marita Zuraitis | CEO |
Bret Conklin | EVP and CFO |
Bill Caldwell | EVP, Property and Casualty |
Wade Rugenstein | President and CEO, NTA |
Gary Ransom | Dowling & Partners |
John Barnidge | Sandler O'Neill |
Christopher Campbell | KBW |
Matthew Carletti | JMP Securities |
John Barnidge | Sandler O'Neill |
Greetings, and welcome to the Horace Mann second quarter call. At this time all participants are in listen-only mode. A question and answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.
I would now like to turn the conference over to your host, Heather Wietzel, Vice President, Investor Relations.