Heather Wietzel | VP, IR |
Marita Zuraitis | President & CEO |
Bret Conklin | EVP & CFO |
Mark Desrochers | SVP & Chief Corporate Actuary |
Ryan Greenier | SVP Finance |
Gary Ransom | Dowling & Partners |
John Barnidge | Piper Sandler |
Meyer Shields | Keefe, Bruyette & Woods |
Matt Carletti | JMP Securities |
Good morning, and welcome to the Horace Mann Educators Q1 2020 Investor Call. [Operator Instructions] I would now like to turn the conference over to Heather Wietzel, Vice President of Investor Relations. Please go ahead.
Thank you, and good morning, everyone. Welcome to Horace Mann's discussion of our first quarter results.