Kelly Polonus | Investor Relations |
Joe Turner | President and CEO |
Rex Copeland | Chief Financial Officer |
Andrew Liesch | Sandler O'Neill |
Michael Perito | KBW |
Good day, ladies and gentlemen, and welcome to the Great Southern Bancorp, Inc. Fourth Quarter 2018 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call may be recorded for replay purposes. It is now my pleasure to hand the conference to Ms. Kelly Polonus, Investor Relations.