Lynn Harton | Chairman and Chief Executive Officer |
Jefferson Harralson | Chief Financial Officer |
Rich Bradshaw | President and Chief Banking Officer |
Rob Edwards | Chief Risk Officer |
Brad Milsaps | Piper Sandler |
Jennifer Demba | Truist |
Michael Rose | Raymond James |
Kevin Fitzsimmons | D. A. Davidson |
David Bishop | Hovde Group |
Catherine Mealor | KBW |
Christopher Marinac | Janney Montgomery Scott LLC |
Good morning, everyone. And welcome to United Community Bank's Second Quarter 2022 Earnings Call. Hosting our call today our Chairman and Chief Executive Officer, Lynn Harton; Chief Financial Officer, Jefferson Harralson; President and Chief Banking Officer, Rich Bradshaw; and Chief Risk Officer, Rob Edwards. United's presentation today includes references to operating earnings, pretax, pre-credit earnings and other non-GAAP financial information.
For these non-GAAP financial measures, United has provided a reconciliation to the corresponding GAAP financial measure in the Financial Highlights section of the earnings release as well as at the end of the investor presentation.