Lynn Harton | Chairman and Chief Executive Officer |
Jefferson Harralson | Chief Financial Officer |
Rich Bradshaw | President and Chief Banking Officer |
Rob Edwards | Chief Risk Officer |
Kevin Fitzsimmons | D.A. Davidson |
Brad Milsaps | Piper Sandler |
Michael Rose | Raymond James |
Catherine Mealor | KBW |
David Bishop | Hovde Group |
Christopher Marinac | Janney Montgomery Scott |
Good morning, and welcome to United Community Banks Third Quarter 2022 Earnings Call. Hosting the call today are Chairman and Chief Executive Officer, Lynn Harton; Chief Financial Officer, Jefferson Harralson; President and Chief Banking Officer, Rich Bradshaw; and Chief Risk Officer, Rob Edwards. United's presentation today includes references to operating earnings, pretax, pre-credit earnings and other non-GAAP financial information.
For these non-GAAP financial measures, United has provided a reconciliation to the corresponding GAAP financial measure in the Financial Highlights section of the earnings release, as well as at the end of the investor presentation. Both are included on the website at ucbi.com.