Herbert Harton | executive |
Jefferson Harralson | executive |
Michael Rose | analyst |
Robert Edwards | executive |
Catherine Mealor | analyst |
Richard Bradshaw | executive |
Stephen Scouten | analyst |
Christopher Marinac | analyst |
Russell Elliott Gunther | analyst |
Brandon King | analyst |
David Bishop | analyst |
Good morning, and welcome to United Community Bank's Third Quarter 2023 Earnings Call. Hosting our call today are our Chairman and Chief Executive Officer, Lynn Harton; Chief Financial Officer, Jefferson Harralson, President and Chief Banking Officer, Rich Bradshaw; and Chief Risk Officer, Rob Edwards.
United's presentation today includes references to operating earnings, pretax, pre-credit earnings and other non-GAAP financial information.
For these non-GAAP financial measures, United has provided a reconciliation to the corresponding GAAP financial measure in the Financial Highlights section of the earnings release as well as at the end of the investor presentation. Both are included on the website at ucbi.com.