Herbert Harton | executive |
Jefferson Harralson | executive |
Catherine Mealor | analyst |
Richard Bradshaw | executive |
Michael Rose | analyst |
Stephen Scouten | analyst |
Robert Edwards | executive |
Russell Elliott Gunther | analyst |
Gary Tenner | analyst |
Christopher Marinac | analyst |
David Bishop | analyst |
Good morning, and welcome to United Community Bank's First Quarter 2024 Earnings Call. Hosting the call today are Chairman and Chief Executive Officer, Lynn Harton; Chief Financial Officer, Jefferson Harralson; President and Chief Banking Officer, Rich Bradshaw; and Chief Risk Officer, Rob Edwards.
United's presentation today includes references to operating earnings, pretax, pre-credit earnings and other non-GAAP financial information.
For these non-GAAP financial measures, United has provided a reconciliation to the corresponding GAAP financial measure in the Financial Highlights section of the earnings release as well as at the end of the investor presentation. Both are included on the website at ucbi.com.