Lisa Slyter-Bray | Executive Assistant |
Kevin Riley | President, CEO & Director |
Marcy Mutch | EVP & CFO |
Jared Shaw | Wells Fargo Securities |
Jackie Bohlen | KBW |
Levi Posen | D.A. Davidson & Co. |
Andrew Terrell | Stephens Inc. |
Matthew Forgotson | Sandler O'Neill + Partners |
Good morning, and welcome to the First Interstate BancSystem, Incorporated Fourth Quarter Earnings Conference Call. [Operator Instructions]. Please note, today's event is being recorded. I'd now like to turn the conference over to Lisa Slyter-Bray. Please go ahead, ma'am.