Christine Worley | IR |
Joseph Lacher | President, CEO & Director |
James McKinney | SVP & CFO |
Duane Sanders | SVP & President, Property and Casualty Division |
Greg Peters | Raymond James |
Paul Newsome | Sandler O'Neill |
Gary Ransom | Dowling & Partners Securities |
Adam Klauber | William Blair & Company |
Christopher Campbell | KBW |
Good afternoon ladies and gentlemen, and welcome to Kemper's Second Quarter 2019 Earnings Conference Call. My name is Sean and I will be your coordinator today. [Operator Instructions]. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions].