Christine Patrick | Vice President, Investor Relations |
Joe Lacher | President and Chief Executive Officer |
Jim McKinney | Executive Vice President and Chief Financial Officer |
Duane Sanders | Executive Vice President and Property and Casualty Division President |
John Boschelli | Executive Vice President and Chief Investment Officer |
Erich Sternberg | Executive Vice President and Life and Health Division President |
Greg Peters | Raymond James |
Paul Newsome | Piper Sandler |
Matt Carletti | JMP Securities |
Brian Meredith | UBS |
Jeff Schmitt | William Blair |
Good afternoon, ladies and gentlemen and welcome to Kemper’s Fourth Quarter 2020 Earnings Conference Call. My name is Matt and I will be your coordinator today. At this time, all participants are in listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at this time.
As a reminder, this conference call is being recorded for replay purposes.