Christine Patrick | Vice President, Investor Relations |
Joe Lacher | President & Chief Executive Officer |
Jim McKinney | Executive Vice President & Chief Financial Officer |
Duane Sanders | Executive Vice President & President, Property & Casualty Division |
Matt Carletti | JMP Securities |
Gary Ransom | Dowling & Partners |
Good afternoon ladies and gentlemen and welcome to Kemper's First Quarter 2021 Earnings Conference Call. My name is Jamie and I will be your coordinator today. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. Instructions will follow at that time.