Georgia Lo | Investor Relations |
Pin Tai | Chief Executive Officer, President and Director |
Heng Chen | Executive Vice President, Chief Financial Officer, and Treasurer |
Michael Young | SunTrust Robinson Humphrey, Inc. |
Aaron Deer | Sandler O'Neill & Partners |
Lana Chan | BMO Capital Markets |
Christopher McGratty | Keefe, Bruyette & Woods, Inc. |
Matthew Clark | Piper Jaffray |
David Chiaverini | Wedbush Securities, Inc. |
Good afternoon, ladies and gentlemen and welcome to Cathay General Bancorp's Fourth Quarter and Full-Year 2018 Earnings Conference Call. My name is Sherry and I'll be your coordinator for today. At this time, all participants are in a listen-only mode.
Following the prepared remarks there will be a question-and-answer session. [Operator Instructions] Today's call is being recorded and will be available for replay at cathaygeneralbancorp.com.