Georgia Lo | Investor Relations |
Pin Tai | Chief Executive Officer |
Heng Chen | Executive Vice President and Chief Financial Officer |
Chris McGratty | KBW |
Aaron Deer | Piper Sandler & Company |
Lana Chan | BMO Capital Markets |
Gary Tenner | D.A. Davidson |
David Chiaverini | Wedbush Securities |
Good afternoon, ladies and gentlemen, and welcome to Cathay General Bancorp's Fourth Quarter and Full-Year 2019 Earnings Conference Call. My name is Latif, and I'll be your coordinator for today. At this time all participants are in a listen-only mode, following the prepared remarks there will be a question-and-answer session. [Operator Instructions]
Today's call is being recorded and will be available for replay at www.cathaygeneralbancorp.com.