Kate Croft | executive |
Martin Birmingham | executive |
Jack Plants | executive |
Damon Del Monte | analyst |
Bader Hijleh | analyst |
Hello, everyone, and welcome to the Financial Institutions, Inc.
First Quarter 2024 Earnings Call. My name is Harry, and I'll be your operator. [Operator Instructions] I will now hand over to Kate Croft to begin. Please go ahead.