Abbe Goldstein | executive |
Alan Schnitzer | executive |
Daniel Frey | executive |
Greg Toczydlowski | executive |
Jeffrey Klenk | executive |
Michael Klein | executive |
Charles Peters | analyst |
David Motemaden | analyst |
Elyse Greenspan | analyst |
Ryan Tunis | analyst |
Jamminder Bhullar | analyst |
Brian Meredith | analyst |
Michael Zaremski | analyst |
Yaron Kinar | analyst |
Jon Paul Newsome | analyst |
Michael Ward | analyst |
Meyer Shields | analyst |
Taylor Scott | analyst |
Scott Heleniak | analyst |
Jian Huang | analyst |
Good morning, ladies and gentlemen. Welcome to the third quarter results teleconference for Travelers.
We ask that you hold all questions until the completion of formal remarks, at which time you will be given instructions for the question-and-answer session.
As a reminder, this conference is being recorded on October 18, 2023. At this time, I would like to turn the conference over to Abbe Goldstein, Senior Vice President of Investor Relations.