Abbe Goldstein | executive |
Alan Schnitzer | executive |
Daniel Frey | executive |
Greg Toczydlowski | executive |
Jeffrey Klenk | executive |
Michael Klein | executive |
David Motemaden | analyst |
Charles Peters | analyst |
Elyse Greenspan | analyst |
Ryan Tunis | analyst |
Michael Zaremski | analyst |
Brian Meredith | analyst |
Meyer Shields | analyst |
Taylor Scott | analyst |
Jon Paul Newsome | analyst |
Andrew Kligerman | analyst |
Good morning, ladies and gentlemen. Welcome to the Fourth Quarter Results Teleconference for Travelers. [Operator Instructions].
As a reminder, this conference is being recorded on January 19, 2024. At this time, I would like to turn the conference over to Ms.