Randy Chesler | President & Chief Executive Officer |
Ron Copher | Chief Financial Officer |
Barry Johnston | Chief Credit Officer |
Levi Posen | D.A. Davidson |
Michael Young | SunTrust |
Matthew Clark | Piper Sandler |
Luke Wooten | KBW |
Gordon McGuire | Stephens |
Ladies and gentlemen, thank you for standing by, and welcome to Glacier Bancorp Fourth Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded. [Operator Instructions]