Randall Chesler | executive |
Matthew Clark | analyst |
Byron Pollan | executive |
Tom Dolan | executive |
David Feaster | analyst |
Kelly Motta | analyst |
Ron Copher | executive |
Jeff Rulis | analyst |
Brandon King | analyst |
Andrew Terrell | analyst |
Good day, and thank you for standing by. Welcome to the Glacier Bancorp Fourth Quarter Earnings Conference Call. [Operator Instructions] After the speaker's presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.
I would now like to hand the conference over to your speaker today, Mr.