Stephen Swett | Ocwen Financial Corp. |
Ronald M. Faris | Ocwen Financial Corp. |
Michael R. Bourque, Jr. | Ocwen Financial Corp. |
Bose George | Keefe, Bruyette & Woods, Inc. |
Henry J. Coffey | Wedbush Securities, Inc. |
Kevin J. Barker | Piper Jaffray & Co. |
D. John Devaney | United Capital Markets |
Leon G. Cooperman | Omega Advisors, Inc. |
Good day, ladies and gentlemen, and welcome to the Ocwen Financial Fourth Quarter 2017 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. I would now like to turn the conference over to Steve Swett. Mr.