Dico Akseraylian | SVP, Corporate Communications |
Glen Messina | President & CEO |
June Campbell | EVP & CFO |
Bose George | KBW |
Matt Howlett | B. Riley |
Marco Rodriguez | Stonegate Capital |
Drew Mackintosh | Mackintosh Investor Relations |
00:06 Greetings, and welcome to Ocwen Financial Corporation's Full Year and Fourth Quarter Earnings and Business Update Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. 00:38 I would now like to turn the conference over to your host, Mr.