|Lisa Kampf||Head, IR|
|Giuliano Bologna||Compass Point|
|Sean Perkins||Waterfall Asset Management|
Greetings, and welcome to the Ambac Financial Group, Inc.
Third Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.