Sabra Purtill | Head-Investor Relations |
Chris Swift | Chief Executive Officer |
Doug Elliot | President |
Beth Bombara | Chief Financial Officer |
Brion Johnson | Chief Investment Officer |
Brian Meredith | UBS |
Kai Pan | Morgan Stanley |
Elyse Greenspan | Wells Fargo |
Jay Gelb | Barclays |
Josh Shanker | Deutsche Bank |
Meyer Shields | KBW |
Bob Glasspiegel | Janney |
Jimmy Bhullar | JPMorgan |
Good day. My name is Jack, and I will be your conference operator today. At this time, I would like to welcome everyone to The Hartford's Fourth Quarter 2017 Financial Results. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.