Steven Nell | Chief Financial Officer |
Steve Bradshaw | Chief Executive Officer |
Stacy Kymes | Executive Vice President, Corporate Banking |
Marc Maun | Executive Vice President, Chief Credit Officer |
Ken Zerbe | Morgan Stanley |
Brady Gailey | KBW |
Michael Rose | Raymond James |
Peter Winter | Wedbush Securities |
Gary Tenner | D.A. Davidson |
Matt Olney | Stephens, Inc |
Jon Arfstrom | RBC Capital Markets |
Timur Braziler | Wells Fargo Securities |
Greetings and welcome to the BOK Financial Corporation Fourth Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note, this conference is being recorded.
I will now turn the conference over to your host, Chief Financial Officer, Steven Nell.