Stacy Kymes | Chief Executive Officer |
Marc Maun | EVP, Regional Banking Executive |
Scott Grauer | EVP, Wealth Management |
Steven Nell | Chief Financial Officer |
John Ryan | Wells Fargo |
Brady Gailey | KBW |
Matt Olney | Stephens Incorporated |
Clark Wright | D.A. Davidson |
Greetings. Welcome to BOK Financial Corporation Fourth Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note this conference is being recorded.