Mike Zimmerman | Senior Vice President-Investor Relations |
Pat Sinks | Chief Executive Officer |
Tim Mattke | Chief Financial Officer |
Geoffrey Dunn | Dowling & Partners |
Jack Micenko | SIG |
Bose George | KBW |
Chris Gamaitoni | Compass Point |
Randy Binner | B. Riley FBR |
Mark DeVries | Barclays |
Mackenzie Aron | Zelman & Associates |
Douglas Harter | Credit Suisse |
Mihir Bhatia | Bank of America |
Phil Stefano | Deutsche Bank |
Good morning. My name is Lisa and I will be your conference operator today. At this time, I would like to welcome everyone to the MGIC Investment Corporation Second Quarter Earnings Conference Call.
All lines have been place on mute to prevent any background noise. [Operator Instructions] I would now like to turn the call over to Mr.