Jeff Christensen | VP, IR |
Stuart Grimshaw | CEO |
Daniel Chism | CFO |
John Hecht | Jefferies |
Vincent Caintic | Stephens Inc. |
Gregory Pendy | Sidoti & Company |
Jordan Hymowitz | Philadelphia Financial |
Matthew Sweeney | Laughing Water Capital |
Samuel Chase | Stephens Investment Management Group |
Good day, ladies and gentlemen, and welcome to the EZCORP Fourth Quarter and Fiscal 2018 Earnings Conference Call. [Operator Instructions].
As a reminder, this call may be recorded. I would now like to turn the conference call over to Jeff Christensen, Vice President of Investor Relations for EZCORP. Please go ahead, Jeff.