Bill Cimino | VP and Director of Corporate Communications |
John Asbury | President & CEO |
Rob Gorman | EVP & CFO |
John Stallings | President, Union Bank & Trust |
Austin Nicholas | Stephens Incorporated |
William Wallace | Raymond James |
Joe Gladue | Merion Capital Group |
Laurie Hunsicker | Compass Point |
Bryce Rowe | Baird |
Blair Brantley | Brean Capital |
Good morning. My name is Dennis, and I'll be your conference operator today. At this time, I'd like to welcome everyone to the Union Bankshares' First Quarter Earnings Conference Call. [Operator Instructions] Thank you. I will now turn the conference over to Mr.