John Asbury | President & Chief Executive Officer |
Rob Gorman | EVP & Chief Financial Officer |
David Ring | Executive Vice President, Commercial Banking Group Executive |
Maria Tedesco | President, Union Bank & Trust |
Bill Cimino | Vice President, Director of Investor Relations |
Catherine Mealor | KBW |
Casey Whitman | Sandler O'Neill |
Austin Nicholas | Stephens |
Laurie Hunsicker | Compass Point |
Blair Brantley | Brean Capital |
Good morning. My name is Kyle, and I will be your conference operator today. At this time, I would like to welcome everyone to the Union Bankshares First Quarter Earnings Call. All lines will be placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.