Bill Cimino | VP, IR |
John Asbury | President & CEO |
Rob Gorman | EVP & CFO |
Maria Tedesco | President |
Shawn O'Brien | Executive Vice President & Consumer Banking Group Executive |
Kelly Dakin | Head of Digital Strategy and Customer Experience |
Douglas Woolley | EVP and Chief Credit Officer at Atlantic Union Bank |
Eugene Koysman | Barclays |
William Wallace | Raymond James |
Laurie Hunsicker | Compass Point |
Stuart Lotz | KBW |
Brody Preston | Stephens |
Ladies and gentlemen, thank you for standing by, and welcome to Atlantic Union Bankshares Corporation First Quarter Earnings Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised today's conference is being recorded. [Operator Instructions]