William P. Cimino | SVP, IR |
John C. Asbury | President and CEO |
Robert M. Gorman | EVP and CFO |
David V. Ring | EVP and Wholesale Banking Group Executive |
Casey Whitman | Piper Sandler |
Catherine Mealor | KBW |
Brody Preston | Stephens Inc. |
David Bishop | Seaport Global |
Laurie Hunsicker | Compass Point |
William Wallace | Raymond James |
Good day and thank you for standing by. Welcome to the Atlantic Union Bankshares Fourth Quarter and Full Year 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions].