Bill Cimino | Senior Vice President and Director of Investor Relations |
John Asbury | President and Chief Executive Officer; Chief Executive Officer, Atlantic Union Bank |
Robert Gorman | Executive Vice President and Chief Financial Officer |
David Ring | Executive Vice President and Wholesale Banking Group Executive |
Doug Woolley | Chief Credit Officer |
Casey Orr Whitman | Piper Sandler & Co. |
David Bishop | Hovde Group |
Catherine Mealor | Keefe Bruyette & Woods Inc. |
Laurie Hunsicker | Compass Point Research & Trading LLC |
Good day and thank you for standing by. Welcome to the Atlantic Union Bankshares Fourth Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. [Operator Instructions] Please be advised today's conference is being recorded.
I would now like to hand the conference over to your speaker today, Bill Cimino, Senior Vice President, Investor Relations.