Doug Busk | Chief Treasury Officer, |
David Scharf | JMP Securities |
Moshe Orenbuch | Credit Suisse |
Ray Cheesman | Anfield Capital |
Rob Wildhack | Autonomous Research |
Good day everyone and welcome to the Credit Acceptance Corporation third quarter 2021 earnings call. Today's call is being recorded. A webcast and transcript of today's earnings call will be made available on Credit Acceptance website. At this time, I will now turn the call over to Credit Acceptance's Chief Treasury Officer, Doug Busk. Sir, you may now begin.