Doug Busk | Chief Treasury Officer |
Ken Booth | Chief Executive Officer |
Moshe Orenbuch | Credit Suisse |
David Scharf | JMP Securities |
Rob Wildhack | Autonomous Research |
John Hecht | Jefferies |
John Rowan | Janney Montgomery |
Vincent Caintic | Stephens |
Good day, everyone and welcome to the Credit Acceptance Corporation Fourth Quarter 2021 Earnings Conference Call. Today's call is being recorded. A webcast and transcript of today's earnings call will be made available on Credit Acceptance website. At this time, I would like to turn the call over to Credit Acceptance Chief Treasury Officer, Doug Busk.
Thank you.