Hadley Robbins | President, CEO |
Clint Stein | EVP, Chief Operating Officer |
Andrew McDonald | EVP, Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Matthew Clark | Piper Jaffray |
Jackie Bohlen | KBW |
Aaron Deer | Sandler O'Neill & Partners LP |
Jon Arfstrom | RBC Capital Markets |
Good day, ladies and gentlemen, thank you for standing by. Welcome to the Columbia Banking System's Fourth Quarter and Full Year 2017 Earnings Release Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session, and instruction will be given at that time. [Operator Instructions] As a reminder, this conference call is being recorded.