Hadley Robbins | President and CEO |
Greg Sigrist | EVP, Chief Financial Officer |
Clint Stein | EVP, Chief Operating Officer |
Andy McDonald | EVP, Chief Credit Officer |
Jeffrey Rulis | D.A. Davidson |
Jackie Bohlen | KBW |
Aaron Deer | Sandler O’Neill |
Jon Arfstrom | RBC Capital Markets |
Matthew Clark | Piper Jaffray |
Ladies and gentlemen, thank you for standing by. Welcome to the Columbia Banking System's Third Quarter 2018 Earnings Release Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question and answer session through both the telephone and web and instructions will be given at that time. [Operator Instructions] And as a reminder, this conference is being recorded.