Clint Stein | President & CEO |
Aaron Deer | CFO |
Christopher Merrywell | COO |
Andrew McDonald | Chief Credit Officer |
Jeff Rulis | DA Davidson |
Matthew Clark | Piper Sandler |
David Feaster | Raymond James |
Jon Arfstrom | RBC Capital Markets |
00:06 Ladies and gentlemen, thank you for standing by. Welcome to the Columbia Bank System's Fourth Quarter and Full Year 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. [Operator Instructions] As a reminder, this conference is being recorded.