Charles Bradley | CEO |
Jeff Fritz | CFO |
David Scharf | JMP Securities |
John Rowan | Janney |
Kyle Joseph | Jefferies |
Good day, everyone, and welcome to the Consumer Portfolio Services 2020 First Quarter Operating Results Conference Call. Today's call is being recorded.
Before we begin, management has asked me to inform you that this conference call may contain forward-looking statements. Any statements made during this call that are not statements of historical facts may be deemed forward-looking statements. Statements regarding current or historical valuation of receivables, because dependent on estimates of future events, also are forward-looking statements.